Due to reduced employment opportunities, many senior citizens who are relatively healthy have a lot of free time after completing their daily chores. Many of these senior citizens would like to utilize their free time to go on a holiday, yet are unable to do so, because their savings may not be sufficient to cover their travel expenses due to low returns. However if the senior citizen owns a house, he or she can opt for a reverse mortgage, and receive monthly payment depending on the value of the house, to go on a holiday. The home owner should consult reverse mortgage advisors to get the best deal for his or her home.